Insurance fraud is a type of theft criminal offense that is perpetrated by an individual who has the intent to defraud another person, whether it be an agency, insurer, or self-insured individual. The statute for insurance fraud is written under section 4117 of the Pa criminal code. access device fraud The key component of the statute is that the state must prove beyond a reasonable doubt that the individual knowingly tried to defraud anyone. Under this statute there are a number of different ways an individual can attempt to defraud certain agencies. Certainly, the first thing that comes someone's mind when they hear insurance fraud is the depictions of it in mafia movies where the mobster blows up their restaurant and collects the insurance money. That is definitely a type of insurance fraud but there are many other listed acts that are far less exciting than the previously mentioned example. For instance, making false claims on any report that is going to an agency. Let's say an individual's house is burglarized and for insurance purposes they are asked to come up with a list of every item that was taken from their house. If they report anything that was not actually taken, they can be charged with insurance fraud.
While almost all theft crimes deal with an allegation of a theft or burglary, there are crimes like Insurance Fraud which are somewhat different than generic theft crimes. access device fraud Insurance fraud is different than typical theft cases because the victim in insurance fraud cases is an insurance company. The victims in generic theft crime cases are typically individuals or businesses. Accordingly, insurance fraud cases are almost always prosecuted by the Attorney General's Office when the fraud is alleged to have occurred in the Commonwealth of Pennsylvania. Although there are many different types of fraud, insurance fraud deals with fraud committed to an insurance company. Common types of insurance fraud include automobile accidents, arson to a business or home, health care, and worker's compensation. These crimes are committed with the intent to collect money from an insurance company by falsifying events or incidents regarding an accident or damage. Some falsified incidents include one who exaggerated estimates of damage, underreported information, or creates false claims.