Taking another person's access device without their knowledge, whether it be a credit or debit card, is a serious crime in Pennsylvania and is a theft crime called access device fraud. An access device, which triggers the theft crime of access device fraud, could be a credit card, debit card, ATM card, or any card that has an account number printed on it. access device fraud You may be charged with access device fraud if you use an access device to obtain or in an attempt to obtain property or services with knowledge that the access device is counterfeit, the access device was issued to someone else and they did not authorize its use, or the access device has been revoked or canceled. An example of access device fraud would be if you went out and bought a new television with your friend's credit card without their permission. In addition to the unauthorized use of access devices, it is also access device fraud if you advertise, make, sell, or give someone an access device that you know is counterfeit, altered, or issued for someone else.
The penalty for access device fraud mainly depends on the total dollar amount of the stolen item. If the item or items are more than $500, it is a felony of the third degree. If the item or items are more than $50 dollars and less than $500, Theft it is a misdemeanor of the first degree. If the item or items are less than $50, then it is a misdemeanor of the second degree. If you have been charged with access device fraud it is best not to speak to the police without your attorney present. It is only with the help of a lawyer that you will be able to receive the best possible outcome for your charges.